How to Deal with PayPal
Posted: Friday, December 26, 2008
by Rohan Malhotra
VCC
PayPal has been a major online payment system for many businesses and individuals around the world. But many people have negative experience with it. Today internet is full with the horrible stories by many people. A number of complaints are available on internet against the unethical behavior of PayPal. More and more people are becoming victims of PayPal and once a PayPal account is ripped off, it is a difficult task to restore the account.
It is advisable that before opening an account with PayPal, you must read their terms and policies. Also you need to get your documents ready all the time. In case if your account has made limited or frozen, you will be asked to provide the photocopies of your documents including your national identity card, your passport, driving license, bank statement, credit/debit card and proof of shipment.
If you are in USA, then in addition to these documents, you will also be asked to provide the photocopies of your green card/passport, social security number and a number of other things. Dealing with PayPal can really be frustrating task especially for the new comers. Here are some tips that can keep your PayPal account in good standings.
- To securely access your PayPal account type http://www.paypal.com
- Never share your user id and password with anyone.
- Keep your PayPal password unique and never keep it same like your MSN or Yahoo password.
- Don't share your personal information with anyone via emails.
- Verify your PayPal account by providing all the required stuff.
- Before doing business with a particular website, make sure it has legitimate privacy and security seals of PayPal.
- Never try to access your PayPal account from the unsupported countries.
- Never make big transaction instantly.
- Generate an invoice for every transaction.
- Never use your PayPal account for sending and receiving money for strangers.
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Top-level comments on this article: (3 total)Our experiences with pay pal have all been negative and we no longer use their services for anything.
A good article Rohan, but I would like to defend PayPal a little. I have had account with them for yeas and I've neve had anything but excellent service. Most of their "red tape" and troublesome procedures are simply that they do all they can to make sure your account is secure. I agree with your final suggestions. Thanks for sharing this with us and I hope you a happy new year.
On the 7th December 2009 I paid £790 for an item by Pay Pal. On the 8th December after talking with the seller, by mutual consent, the transaction was cancelled and the seller refunded the £790.However PayPal put a hold on the refund, so I can't put it back into my bank account. So after eight days I have not got my money back, and it went from my bank account on the 10th December 2009.As far as I am concerned Pay Pal are not to be trusted and are a dishonest organisation.
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